【#Banks respond to a cut in existing mortgage interest rates #]"I successfully lowered my mortgage interest rate and saved a lot of money!" Against the background of the continuous reduction in mortgage interest rates, some netizens on social platforms said that their existing mortgage interest rates have also dropped from 4.25% to 3.45%, causing heated discussions.
Reporters conducted various investigations and learned that the so-called "reduction in existing mortgage interest rates" is actually a "commercial-to-public" loan business that buyers apply for a sequential mortgage method, that is, buyers transfer personal housing from commercial banks without having to settle the original commercial loans. Mortgage loans are converted into personal housing provident fund loans. Currently, Zhengzhou, Zhangjiakou, Hunan, Hebei and other regions support this policy. (China Securities News)
