[Industry News]: Banks in many places cut interest rates on new mortgage loans

【#Banks in many places cut interest rates on new mortgage loans ##The interest rate for new first home loans in some regions has dropped to 2 #] Reporters visited or called banks in Beijing, Shanghai, Shenzhen, Guangzhou, Nanjing, Chengdu, Suzhou and other places and learned that with the latest LPR for more than 5 years falling to 3.6%, the interest rate for new first home loans in some regions has dropped to "2". "The interest rate for new first home loans for second-hand houses is currently 2.65%, but it is not certain how long this interest rate will last." The loan manager of China Merchants Bank in Guangzhou revealed to reporters,"Our bank has not officially issued a document to adjust the interest rate floating point. Therefore, the interest rate floating point currently approved is still-95BP." Except for China Merchants Bank, the reporter learned that the commercial loan interest rates of most banks in Guangzhou have dropped to around 2.85%, which is similar to the provident fund loan interest rates. Interest rates on new first home loans in Beijing, Shanghai and Shenzhen have been lowered one after another, but they remain above 3%. (China Securities Taurus)